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About the channel
Want to invest smarter, spend with purpose, and retire on your terms? You’re in the right place. I’m Jarrad, a personal finance nerd who paid off $82K in debt, mastered budgeting, took a mini-retirement, and now saves/invests over 70% of my income on the path to Financial Independence. On this channel, I’ll teach you how to build wealth the simple, sustainable way through intentional spending, long-term investing, and taking full control of your money. If you’re ready to stop winging it and start building a future on your terms, subscribe and let’s get to work.
Latest videos
Why a 100% U.S. Stock Portfolio Feels Safer Than It Is
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Why You’re Not as Close to Financial Independence as You Think
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The 4% Rule Can Fail Earlier Than You Think
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Why Net Worth Goals Don’t Work
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Do This Before 50 or Retirement Gets Harder
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Why Target Date Funds Deserve a Warning Label
11.32K views · 12/16/2025
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