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About the channel
Hi, I’m Rachel and at 44, empty nester, and finally putting myself first — financially. I've paid off $14K in credit card debt (documented), navigating student loan discharge, and now I'm aggressively saving for retirement on a real income. My channel is a living, breathing personal finance journey focused on late start investing, Coast FIRE, and FIRE — with full transparency on the numbers. No get-rich-quick. Just real strategy, real setbacks, and real progress. Subscribe if you want personal finance without the pretense.
Latest videos
I Have 4 Months to Go From $19,500 to $30,000 Invested — Here's the Plan
1.64K views · 08/29/2026
I Got a Part-Time Job at 43 to Pay Off Debt — One Year Later, Here's What Changed
7.36K views · 08/24/2026
Payday Budgeting at 44: How I Budget Every Paycheck to Invest for Retirement
2.09K views · 08/22/2026
4 Months Left in 2026 — Here's My Financial Checklist to Start 2027 Strong
608 views · 08/19/2026
I Sold My House and Blew $35,000 on Vending Machines (My Biggest Financial Regret)
1.35K views · 08/18/2026
Starting My Brokerage Account at 44 (No Advisor, No Clue, Just Me)
1.41K views · 08/15/2026
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